Expert Retirement Planning

1. How to write a retirement letter
(Content/Retirement Planning)

... offer the company assistance after the retirement date in training their successor to make the transition easier. If you wish to do this it can be offered in the conclusion, plus details of any assets ...

2. How does a 401(k) work?
(Content/Retirement)

... the first 6 percent you save. If your company matches your contributions, it's like getting extra money on top of your salary. As an employee you can decide where to direct future contributions or current ...

3. How is your 401(k) taxed?
(Content/Retirement Planning)

Even without your company matching your contributions, the tax savings alone make a 401(k) plan an excellent opportunity. Because your investments are earning interest and are growing tax free, the interest ...

4. How to plan for Retirement
(Content/Retirement Planning)

... advantage of these start-up investments is that your employer automatically deducts the money from your paycheck and often matches your contributions. For example if you earn $50,000 a year and your company ...

5. How Changing Jobs Can Affect 401(k) Plans
(Content/Retirement Planning)

... qualified retirement plan - especially if you're thinking about changing jobs in the near future. 1. Is the Company Match Really Yours? Make sure you understand your company's vesting cycle. The fact ...

6. Beware of Retirement Planning Mistakes
(Content/Retirement Planning)

... Sponsored Qualified 401(k) Plan? If your company offer a matching program for 401(k) investments and you aren't taking full advantage, you may as well be throwing money in the garbage. Not only is your ...

7. What You Might Not Know About Your 401(k)
(Content/Retirement Planning)

... these kinds of accounts.   Costs: Have you ever wondered how your company's 401(k) provider makes money for managing its clients' retirement programs? If you think that are no costs associated with administering ...

8. Retirement Plan Progress Check
(Content/Retirement Planning)

... downs of what is going on with your investment accounts. Too often, people who've been participating in a company 401(k) plan without really monitoring it get close to retirement and are surprised to find ...

9. Protect Your Future Today with Sound Retirement Planning
(Content/Retirement Planning)

... to depend on social security to provide enough income to support yourself comfortably during your retirement years. If your company has an employer sponsored retirement plan, it only makes sense to participate, ...

10. Understanding Retirement Plan Rollovers
(Content/Retirement Planning)

... some people, it's generally not the best course of action. If you're not yet at retirement age and you take money out of your 401(k) – even if it is through a company that you have left – you're going ...

11. Understanding Your Employer Sponsored 401(k)
(Content/Retirement Planning)

Are you fortunate enough to work for a company that offers a qualified retirement plan? If your employer provides an opportunity for employees to participate in a 401(k) retirement account, it's certainly ...

12. Retirement Planning Tax Advantages
(Content/Retirement Planning)

... dollar amount that you put into your retirement account. Because of the reduction in current tax liability, many people are eligible to contribute to their company's 401(k) plans with out noticing much ...

13. What is a 401(k) Retirement Account?
(Content/Retirement Planning)

If you work for a relatively large company, it's likely that your employer sponsors a 401(k) plan. If so, it's generally a good idea to choose to participate in the program. A 401(k) plan is an employer-sponsored ...

14. Save Money Now Through Tax Deferred Retirement Savings
(Content/Retirement Planning)

... accounts, can help many individuals save a significant amount of money on their annual tax bill. This means that you can actaully save money now by investing for retirement! If your company sponsors a ...

15. Your 401(k) is a Retirement Plan, Not An Emergency Fund
(Content/Retirement Planning)

... your job before the loan is repaid in full. You may plan to stay in the same job for several years, possibly even until retirement, but things can change. You may get a better job offer, or your company ...