Expert Retirement Planning

1. How to cash out your 401(k)
(Content/Retirement)

When struggling financially it can be tempting to dip into your 401(k). If you are under 59.5 yrs of age, this is an option that should be given some consideration, as it could cost you dearly. You will ...

2. How much should I save for Retirement
(Content/Retirement Planning)

When it comes to how much to save for retirement, there are several key questions and variables to consider. The earlier you start to save, the more money you will have, and the less effort it will require ...

3. How to plan for Retirement
(Content/Retirement Planning)

... your time when you retire, will help ensure that you enjoy your later years. No matter what stage you’re at in your working life, there is no better time than the present to make plans for your future ...

4. Social Security and Retirement Planning
(Content/Retirement Planning)

When making plans for retirement, it's important to spend some time thinking about how social security will fit into your plans. It's possible to start social security benefits at the age of 62. The earlier ...

5. 4 Top Tips for Retirement Planning
(Content/Retirement Planning)

... Expectancy While there are no guarantees, it's a fact that people are living longer today than ever before. When planning for retirement, it's important to make sound decisions that will allow you to ...

6. How Changing Jobs Can Affect 401(k) Plans
(Content/Retirement Planning)

... having to pay early withdrawal penalties and taxes. 3. Beware of Small Balances When you leave your job, if your 401 (k) account has a relatively low balance (less than $5,000), it's important that you ...

7. What You Might Not Know About Your 401(k)
(Content/Retirement Planning)

... should take into consideration when thinking about the total benefits program providing by the organization. Max Out Matching Funds: If you're employer matches your 401(k) contribution up to a certain ...

8. Retirement Plan Progress Check
(Content/Retirement Planning)

... that they don't have as much money as they expected and need. Planning for retirement is an ongoing process. While you shouldn't treat your 401(k) like a short term investment, particularly when there's ...

9. Protect Your Future Today with Sound Retirement Planning
(Content/Retirement Planning)

... wise investment strategies not for today, but for the future. That's why it's so important to work with a knowledgeable financial advisor when you're ready to start planning for your future financial security. ...

10. Getting a Head Start on Retirement Planning
(Content/Retirement Planning)

... those goals. This is the best way to figure out the amount that you need to start saving, and it can help you decide how aggressive or conservative you need to be with your investments. When you know how ...

11. Understanding Retirement Plan Rollovers
(Content/Retirement Planning)

When you leave a job, there's a good chance that the last thing on your mind is what to do with the money in your retirement account. However, making sure that the money you've started to accrue for retirement ...

12. 5 Retirement Planning Tips
(Content/Retirement Planning)

Are you ready to get serious about retirement planning? When you're ready to make plans to protect your financial security, make sure your plans include these top 4 retirement planning tips. 1. Select ...

13. Understanding the Roth IRA
(Content/Retirement Planning)

... IRA accounts? The primary difference between these two types of IRA accounts lies with taxation. While a traditional IRA is a tax deferred account, funds go into a Roth IRA after tax. When you invest ...

14. Social Security Considerations for Retirement
(Content/Retirement Planning)

... you will receive will be significantly less than if you wait longer to utilize your benefits. If you're planning to start drawing social security benefits when you turn 62, it's important that you realize ...

15. Make Room in Your Budget for Retirement Savings
(Content/Retirement Planning)

... you need to quit working when you're ready to retire. The longer you put off saving for retirement, the less chance you will have of accumulating the wealth that will allow you to enjoy the type of retirement ...

16. Retirement Planning Tax Advantages
(Content/Retirement Planning)

When thinking about preparing for retirement, it's important to consider the various tax advantages associated with retirement planning. Participating in the tax deferred retirement savings options available ...

17. Don't Touch Your 401-k Until Retirement
(Content/Retirement Planning)

It can be tempting to dip into your 401-k plan for extra cash when it seems like retirement is eons away and you need money now. However, taking money out of your 401-k early can cost you a significant ...

18. Stop Making Excuses About Retirement Planning
(Content/Retirement Planning)

... nest egg for your retirement years. If you wait until you're in your forties or fifties to start squirreling away money for retirement, you may find yourself coming up short when you want to exit the workforce. ...

19. The Importance of Power of Attorney
(Content/Retirement Planning)

... only when one or more physicians determines that an individual is no longer mentally or medically capable of handling his or her affairs. Such a decision can be made based on severe dementia, medication ...

20. Small Changes Make Big Differences in Retirement Planning
(Content/Retirement Planning)

... bucks over the years, when invested wisely. What matters more than how money much you put away, at least early in your career, is that you develop a habit of saving on a regular basis. If you think you ...