Expert Retirement Planning

1. How to cash out your 401(k)
(Content/Retirement)

... date Most major companies offer a loan provision on their 401(k) plans that allow you to borrow against your account and repay yourself with interest.  Most will let you withdraw no more than 50% of your ...

2. How is your 401(k) taxed?
(Content/Retirement Planning)

Even without your company matching your contributions, the tax savings alone make a 401(k) plan an excellent opportunity. Because your investments are earning interest and are growing tax free, the interest ...

3. How much should I save for Retirement
(Content/Retirement Planning)

... your retirement plan, that way you won’t have to rely on big returns in order to retire. 15% is a good percentage to aim for. Estimating your Social Security and any defined pension benefits is crucial ...

4. How to plan for Retirement
(Content/Retirement Planning)

A happy and stress free retirement is something everybody deserves after a lifetime of work. This can be attained with a little planning and forethought. Taking the time to envision how you’d like to spend ...

5. Free Retirement Planning Advice from the Experts.
(Content/content)

Expert Retirement Planners are an online community of practitioners who provide you with free retirement planning advice. With years of experience, we've collected a vast amount of information about ...

6. Social Security and Retirement Planning
(Content/Retirement Planning)

When making plans for retirement, it's important to spend some time thinking about how social security will fit into your plans. It's possible to start social security benefits at the age of 62. The earlier ...

7. 4 Top Tips for Retirement Planning
(Content/Retirement Planning)

Trying to make important decisions about your retirement plan? Follow these four top retirement planning tips and you'll be on your way to laying the groundwork for a successful future. 1. Consider Life ...

8. How Changing Jobs Can Affect 401(k) Plans
(Content/Retirement Planning)

... qualified retirement plan - especially if you're thinking about changing jobs in the near future. 1. Is the Company Match Really Yours? Make sure you understand your company's vesting cycle. The fact ...

9. Beware of Retirement Planning Mistakes
(Content/Retirement Planning)

... to use a retirement planning calculator. Think about your long term goals and consider how much money you'll need to accomplish them. Use a reliable calculator --or the advice of a qualified retirement ...

10. What You Might Not Know About Your 401(k)
(Content/Retirement Planning)

Do you know as much as you should about your 401(k) account? Many people who think they have all the facts about retirement planning and saving via a 401(k) are surprised to learn some basic truths about ...

11. Retirement Plan Progress Check
(Content/Retirement Planning)

Do you really know what's going on with your retirement plan? As you start to get closer to retirement age, it becomes increasingly vital for you to make yourself aware of the ins and outs and ups and ...

12. Protect Your Future Today with Sound Retirement Planning
(Content/Retirement Planning)

... to depend on social security to provide enough income to support yourself comfortably during your retirement years. If your company has an employer sponsored retirement plan, it only makes sense to participate, ...

13. Getting a Head Start on Retirement Planning
(Content/Retirement Planning)

Want to get a head start on retirement planning? Instead of looking at your current financial situation and asking yourself how much you can afford to save, try looking at the process in reverse. Ask yourself, ...

14. Understanding Retirement Plan Rollovers
(Content/Retirement Planning)

... employers' 401(k) program. Talk to your financial planner about the best options for rolling over the funds so they can keep helping you make progress toward your retirement planning goals. If you don't ...

15. 5 Retirement Planning Tips
(Content/Retirement Planning)

Are you ready to get serious about retirement planning? When you're ready to make plans to protect your financial security, make sure your plans include these top 4 retirement planning tips. 1. Select ...

16. Understanding the Roth IRA
(Content/Retirement Planning)

Are you wondering if a Roth IRA is a good choice for you? In order to decide whether or not a Roth IRA is right for you, it's important for you to understand how Roth IRA plans differ from traditional ...

17. Understanding Your Employer Sponsored 401(k)
(Content/Retirement Planning)

Are you fortunate enough to work for a company that offers a qualified retirement plan? If your employer provides an opportunity for employees to participate in a 401(k) retirement account, it's certainly ...

18. Social Security Considerations for Retirement
(Content/Retirement Planning)

It's certainly important to consider your social security benefits in your retirement planning efforts. You need to consider how much social security you can expect to receive upon reaching retirement. ...

19. Retirement Planning Tax Advantages
(Content/Retirement Planning)

When thinking about preparing for retirement, it's important to consider the various tax advantages associated with retirement planning. Participating in the tax deferred retirement savings options available ...

20. What is a 401(k) Retirement Account?
(Content/Retirement Planning)

If you work for a relatively large company, it's likely that your employer sponsors a 401(k) plan. If so, it's generally a good idea to choose to participate in the program. A 401(k) plan is an employer-sponsored ...