Expert Retirement Planning

1. How to cash out your 401(k)
(Content/Retirement)

... with after-tax money, and you must pay income taxes plus a 10% penalty. You also need to consider what would happen in the event of you becoming unemployed. Whether you quit, or get laid off the loan becomes ...

2. How is your 401(k) taxed?
(Content/Retirement Planning)

... employee is taxed at the "ordinary income" rate, falling into whatever tax bracket they happen to be in at the time, even if they have retired. If you do change jobs, as long as you rollover your 401k ...

3. How much should I save for Retirement
(Content/Retirement Planning)

... in good health, but you may hope to build a house, go on regular vacations, or possibly even take that course you’ve always aspired to. It is estimated that you will need 70 – 80% of what your expenses ...

4. How to plan for Retirement
(Content/Retirement Planning)

... your time when you retire, will help ensure that you enjoy your later years. No matter what stage you’re at in your working life, there is no better time than the present to make plans for your future ...

5. Free Retirement Planning Advice from the Experts.
(Content/content)

... important to ask yourself a few important questions about your expectations for retirement. What do you want from life post career and work? Where do you want to live? There are a number of important ...

6. How Changing Jobs Can Affect 401(k) Plans
(Content/Retirement Planning)

... if you decide to change jobs? Typically, once you stop working for your employer - for whatever reason - if you have an outstanding 401 (k) loan, you'll have to pay it back immediately in order to avoid ...

7. Beware of Retirement Planning Mistakes
(Content/Retirement Planning)

... planning expert -- to figure out how much you need to start saving. Once you have an idea of what you need to save, start making forward progress immediately. Are You Making the Most of Your Employer ...

8. What You Might Not Know About Your 401(k)
(Content/Retirement Planning)

Do you know as much as you should about your 401(k) account? Many people who think they have all the facts about retirement planning and saving via a 401(k) are surprised to learn some basic truths about ...

9. Retirement Plan Progress Check
(Content/Retirement Planning)

Do you really know what's going on with your retirement plan? As you start to get closer to retirement age, it becomes increasingly vital for you to make yourself aware of the ins and outs and ups and ...

10. Getting a Head Start on Retirement Planning
(Content/Retirement Planning)

... or your financial planner, how much money you'll need at retirement to support the standard of living you desire. In other words, decide what your retirement planning goals are, and work backwards from ...

11. Understanding Retirement Plan Rollovers
(Content/Retirement Planning)

When you leave a job, there's a good chance that the last thing on your mind is what to do with the money in your retirement account. However, making sure that the money you've started to accrue for retirement ...

12. 5 Retirement Planning Tips
(Content/Retirement Planning)

... think that all you'll need for retirement is social security, this is just not a realistic expectation. While no one knows exactly what will happen with the social security system, you don't want to depend ...

13. Make Room in Your Budget for Retirement Savings
(Content/Retirement Planning)

... you keep putting of the process of saving for retirement until you feel you have extra money, you'll likely never start putting money away. Of course, what that means is that you'll never have the money ...

14. What is a 401(k) Retirement Account?
(Content/Retirement Planning)

If you work for a relatively large company, it's likely that your employer sponsors a 401(k) plan. If so, it's generally a good idea to choose to participate in the program. A 401(k) plan is an employer-sponsored ...

15. Small Changes Make Big Differences in Retirement Planning
(Content/Retirement Planning)

... bucks over the years, when invested wisely. What matters more than how money much you put away, at least early in your career, is that you develop a habit of saving on a regular basis. If you think you ...

16. Your 401(k) is a Retirement Plan, Not An Emergency Fund
(Content/Retirement Planning)

... borrowing money out of their 401(k) plans by telling themselves things like: It's my money, I should be able to do what I want with it. I'm paying the money back to myself, with interest, so it isn't ...

17. Life Insurance: An Important Part of Sound Retirement Planning Strategy
(Content/Retirement Planning)

... the retirement lifestyle that you need and deserve, it's also important to think about what will happen to the people you love if you are no longer with them. It's one thing to make sure that you have ...

18. Top 3 Reasons to Avoid Retirement Planning
(Content/Retirement Planning)

... Travel Why should I take the time in my golden years to travel and see the world. The community where I live is as far as my horizons need to expand. What's the benefit in leaving home, having to stay ...

19. Is a Solo 401(k) Right for You?
(Content/Retirement Planning)

... vehicles. What is a Solo 401(k)? The Solo 401(k) is a retirement plan available to self-employed individuals or business owners that do not have employees other than a spouse.  Individuals with sole ...

20. Why You Need a Retirement Planning Timeline
(Content/Retirement Planning)

... to coincide with the level of progress you need to make to achieve your goals, that really could happen to you. Why Retirement Planning Timelines Matter No matter what you do in life, you're much more ...