Expert Retirement Planning

21. The most common jobs after retirement
(Content/Retirement Planning)

... you are looking for a part-time or full-time work, you should take a better look at all the jobs listed below in order to provide yourself with some ideas about the interesting jobs that are available ...

22. Where to Retire: Nicaragua
(Content/Where to Retire)

... days the country has a relatively stable government and peaceful elections have been held many times. Surveys show that Nicaragua is one of the safest countries in Central America, even though it is still ...

23. Where to Retire: Uruguay
(Content/Where to Retire)

... status once you're there. You'll be issued a different visa while your application is being processed, which doesn't expire, although there are limits on the amount of times you can leave the country (more ...

24. Where to Retire: Mexico
(Content/Where to Retire)

... income of about US$15,000 per month, with an additional $500 per month for any dependents.  This amount can and does change from time to time, so check in with your local consulate. Depending on the exact ...

25. Where to Retire: Australia
(Content/Where to Retire)

... which time you can apply to have it renewed. But each visa renewal will set you back a tidy AUS$8700. The Investor Retirement visa also does not provide a path to permanent citizenship and you won't be ...

26. What to do after Retirement?
(Content/Retirement Planning)

Retirement means many different things to different people. Some plan on doing all the things that were not possible when working. Some see it as a time of leisure, and some decide to explore other interests ...

27. What is a 401a retirement plan?
(Content/Retirement)

... retirement plans are sometimes referred to as Teacher Incentive and Teacher Matching programs. They work by the school employer deciding on a match provision or the employer makes a direct contribution ...

28. Transition to Retirement: Marriage Stress
(Content/Retirement)

... down. Marriage Troubles and Retirement Couples rarely retire at the same time, and a study into post-retirement marriage stress by psychologists Jungmeen Kim and Phyllis Morris found that couples reacted ...

29. Transition to Retirement: Beating Depression
(Content/Retirement)

... uselessness. Retirees may also find their plans do not match the reality of retirement. For instance, they may have planned to spend an increased amount of time with family in their post-retirement years. ...

30. Should I Retire Overseas?
(Content/Where to Retire)

People entering retirement are increasingly choosing to spend part or all of their time in other countries. Lower cost of living, great weather, beautiful scenery and great food can make the idea of retiring ...

31. How to Write a Retirement Speech
(Content/Retirement)

... you when you actually speak. When it's actually time to speak, take a few deep breaths to relax. The speech-giving society Toastmasters recommends that you address your audience first, to buy some time ...

32. Retirement Party Planning: Part Two
(Content/Retirement)

...  The roast is a time honoured tradition, but it's easy to get it wrong - go too far and you'll end up spoiling the night and looking like a goose to boot. It's a good idea to consult with your other co-workers, ...

33. Retirement Party Planning: Part One
(Content/Retirement)

... decades' worth of work, so a more personal touch will definitely be appreciated. Get hold of photos taken during the retiree's time at the company - they could belong to you, your co-workers or even come ...

34. How to select a retirement community that is right for you
(Content/Retirement Planning)

... include: Independent living quarters - usually apartments, although sometimes single family homes, for seniors who need little if any help with their daily activities. This type of community will often ...

35. What is the best way to save for Retirement?
(Content/Retirement Planning)

... is attainable. For you this could mean taking vacations, spoiling the grandkids or buying a holiday home. No matter what stage you’re at in your working life, there is no better time than the present ...

36. How to write a retirement letter
(Content/Retirement Planning)

When the time to retire approaches, you will need to advise your employer with a letter. This needs to be done regardless of whether you have advised them verbally, it is considered a professional courtesy. ...

37. How to set up a Solo 401(k)
(Content/Retirement Planning)

A Solo 401k is one designed specifically for self employed individuals who have no full time employees other than themselves and/or their spouse. Employee’s who work less than 1000 hours per year may also ...

38. How does a 401(k) work?
(Content/Retirement)

... in your plan, your employer may set tighter restrictions. The limit on contributions is $15,500, and you may add another $5000 if you are over 50yrs old. There may be a certain time period that you are ...

39. How to cash out your 401(k)
(Content/Retirement)

... due immediately. It could be rather stressful to find yourself unemployed with an imminent loan on your hands at the same time. IRS rule 72(t) provides one way to take early 401(k) withdrawals without ...

40. How is your 401(k) taxed?
(Content/Retirement Planning)

... employee is taxed at the "ordinary income" rate, falling into whatever tax bracket they happen to be in at the time, even if they have retired. If you do change jobs, as long as you rollover your 401k ...