Expert Retirement Planning

If you don't want to plan for your retirement, here are some reasons you can share with the friends, relatives and financial advisors who keep bugging you to start saving money. After all, it's you life. If you don't want to plan for retirement, people should respect your personal goals and objectives.

Here are the top 3 reasons to avoid retirement planning:

1. I Want to Keep Working
Why should you plan for retirement if you don't ever want to quit working full-time? After all, you're perfectly healthy and you really like getting up and going to work every day. You have two whole days every weekend to spend your hard-earned pay check, and that's plenty of time for you. Whether you're 40, 50, 80, or 90, there's no reason to ever give up full time work as far as you're concerned.

2. I Don't Want to Travel
Why should I take the time in my golden years to travel and see the world. The community where I live is as far as my horizons need to expand. What's the benefit in leaving home, having to stay in hotels or ride around in a recreational vehicle. It's much easier to stay put and do the things I have always done. If the rest of the world was so great, I'd have moved out of my community many years ago. I sure don't need to take a look at it now.

3. I Want to Be A Burden on My Children
You spent decades parenting your children, and turnabout is fair play. Why should you make sure you have enough money to fund a retirement home when your children have perfectly good homes of their own. Heck, I even gave my kids money to use to make down payments on their first homes. Did they really think that was a gift? They owe me a place to live. When they were young, you fed them, clothed them, and made sure they had solid roofs over their heads. They should be grateful to do the same for you.

Surely everyone will understand why you don't see the benefit in retirement planning when they realize that you have no intention of giving up your job, have no interest in venturing out of your home town, and look forward to the day that you get to depend on your grown children to take care of your every need. Who needs a financial planner when you've gotten everything all figured out?